What These Terms Cover
These Terms & Conditions form the agreement between you and us when you create, access or use an account. They explain eligibility, account accuracy, phone verification, acceptable use, wallet instructions, transaction checks, access restrictions and the steps for raising a policy question. Access or eligibility depends
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on local law, and we may apply additional checks where a payment or account event requires clarification. DANA, OVO, GoPay and QRIS appear as context for wallet instructions, but each transaction remains subject to the status shown in your account and the rules of the selected
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rail. Please read the full wording before opening an account; continuing after a policy update means you accept the revised terms where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.